Privacy Policy
How your personal information is collected, used and protected.
This Privacy Policy (“Policy”) describes how Raj Dhanoa (“we,” “us,” or “our”) collects, uses, discloses and protects personal information obtained through the Raj Dhanoa Mortgage Agent website (the “Website”). We are committed to ensuring the privacy and security of the personal information you provide us. By using the Website, you consent to the practices described in this Policy.
1. Information We Collect
a. Personal Information. We may collect personal information such as your name, contact information (including email address, phone number and mailing address), and any other information you voluntarily provide to us through the Website.
b. Usage Information. We may collect non-personal information about your use of the Website, including IP addresses, browser type, operating system, referring URLs and browsing behaviour.
2. Use of Information
a. We may use the personal information you provide us for the following purposes:
- To communicate with you and respond to your inquiries.
- To provide information and services related to mortgage brokerage and related financial services.
- To process and facilitate mortgage applications and transactions.
- To personalise and improve your experience on the Website.
- To send you promotional materials and updates about our services, subject to your preferences and applicable laws.
b. We may use usage information for internal purposes, such as analysing trends, administering the Website, and improving our services.
3. Disclosure of Information
a. We may disclose your personal information to third parties in the following circumstances:
- To lenders, financial institutions and other mortgage-related service providers for the purpose of facilitating mortgage applications and transactions.
- To comply with legal obligations, enforce our rights, or respond to lawful requests from public authorities.
- To protect the rights, property or safety of Raj Dhanoa, our users, or others.
b. We may share non-personal information, such as aggregated or anonymised data, with third parties for various purposes, including analytics and marketing.
4. Security
a. We take reasonable measures to protect the personal information we collect from unauthorised access, disclosure, alteration or destruction. However, no data transmission or storage system can be guaranteed to be 100% secure.
b. We implement appropriate physical, electronic and managerial procedures to safeguard and secure your personal information.
5. Third-Party Links
The Website may contain links to third-party websites or resources that are not owned or controlled by Raj Dhanoa. This Privacy Policy applies solely to information collected on the Website. We are not responsible for the privacy practices or content of third-party websites. We encourage you to review the privacy policies of those third parties.
6. Cookies and Tracking Technologies
a. The Website may use cookies and similar tracking technologies to enhance your experience and gather information about your use of the Website. This information helps us analyse trends, administer the Website and track user activities.
b. You can manage your cookie preferences through your web browser settings. Please note that disabling cookies may affect the functionality of the Website.
7. Children’s Privacy
The Website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that your child has provided us with personal information, please contact us and we will promptly delete such information.
8. Updates to the Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the revised Policy will be effective when posted. Your continued use of the Website after the posting of any modifications constitutes your acceptance of the updated Privacy Policy.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at (647) 501-7283 or raj@rajdhanoa.com.
Key Mortgage Partners – Network Partner of Mortgage Intelligence. FSCO Brokerage # 12233
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